Code 7380 N/A—AZ, CA, NV
PHRASEOLOGY DRIVERS, CHAUFFEURS AND THEIR HELPERS NOC—COMMERCIAL. Subject to the Standard Exception Manual Rule.
CROSS-REF. Distributing Companies & Drivers—applies to house-to-house delivery of samples, advertising circulars, telephone directories, and similar products when employees are transported to the delivery location in vehicles. If no transportation, assign to governing classes. If no transportation or governing class, payroll shall be assigned to Code 8017; Geophysical Exploration NOC—All Employees & Drivers—core drilling to be separately rated as 6204—Drilling NOC (N/A AK, OK).
State Special: Arkansas—Trucking Grain or Feed Delivery Under Contract—Local Hauling Only & Drivers—the term “Local Hauling” as used in this classification means hauling within a radius of two hundred (200) miles from the point of principal garaging. Includes terminal employees, garage employees, and repairers. The assignment of this classification shall be based on the following criteria:
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Massachusetts—Bank and Trust Companies: Armored Car Crews & Drivers—not applicable to contractors who provide such services;
Massachusetts—Concrete—Ready Mix Dealers: Trucks Operated to Supply Construction Work by the Insured Either Carrying Pre-Mixed Concrete or Mixing the Ingredients During Transit—Drivers or Chauffeurs—assign Code 7380 unless in connection with work covered by a classification which includes drivers or chauffeurs as in the case of street or road construction;
Massachusetts—Highway Operations—Toll Roads—By County or Municipal Employees: Receipts Collectors—Traveling;
Massachusetts—Municipal, Township, County or State Employee NOC—Major Governmental Occupations Assigned to Classifications Other Than Code 9410—Library: Bookmobile Drivers;
New Jersey—Automobile Delivery—Driveaway & Drivers;
New Jersey—Charcoal Dealer & Drivers;
New Jersey—Sawdust Dealer & Drivers;
New York—Chauffeurs & Helpers NOC—Commercial—subject to the standard exception manual rule;
New York—Drivers and Helpers NOC—Commercial—subject to the standard exception manual rule;
Oregon—School: Drivers, Chauffeurs and Their Helpers—applies to operation of school buses and, for truck driving schools only, applies to all other activities.
Wisconsin—Ambulance Service Companies: All Employees & Drivers.
SCOPE Code 7380 is applied to commercial drivers, chauffeurs and their helpers provided they are not otherwise classified in the Basic Manual. These employees are common to many businesses and are Standard Exceptions assigned to Code 7380 unless they are specifically included within the phraseology of a basic classification applicable to a risk.
The term “drivers” refers to employees who engage in duties on or in connection with vehicles and includes drivers, chauffeurs, drivers’ helpers, garage employees, stable hands and employees using bicycles in their operations.
Code 7380 is not intended for drivers (chauffeurs) employed by insureds engaged in the business of transporting the public. Please refer to Codes 7370 and 7382 for drivers or chauffeurs employed by insureds that qualify to be classified as ambulances; bus companies; limousine services; taxis and other forms of public vehicular transportation. Chauffeurs contemplated by Code 7380 are drivers who are not employed by a risk classified as a public transportation operation but who may transport people. An example of this would be a bus driver employed by a financial institution to transport its employees between various sites at which the financial institution does business. For classification purposes, this driver is assigned to Code 7380 since he/she is a chauffeur for an insured that is not in the business of providing transportation to the public.
Drivers, chauffeurs and/or their helpers may perform these duties for more than one classification that is applicable to their employer’s operations. Provided the conditions of Basic Manual Rule 2-G (Rule IV-E, 1996 edition) are met, pay earned for these duties may be allocated between each applicable classification for which these employees earn pay. If drivers, chauffeurs and/or their helpers perform these duties for a classification that does not include drivers, pay earned for work performed for that classification is assigned to an appropriate drivers, chauffeurs and helpers classification such as Code 7380. If drivers, chauffeurs and/or their helpers perform these duties for a classification that does include drivers, pay earned for these duties is assigned to such classification.
Outside salespersons who deliver merchandise are assigned to the classification applicable to the particular risk’s drivers even though they also collect or sell. An outside salesperson who may occasionally make a courtesy delivery as an accommodation to a customer is assigned to Code 8742.
An important distinction between Code 7380 and trucking classifications such as Codes 7228 and 7229 is that trucking classifications are generally applicable to the transportation of goods not owned by an insured whereas Code 7380 generally is applicable to the driving of vehicles and/or the transportation of goods owned by an insured.
Code 7380 contemplates school bus drivers employed by school districts that operate their own buses. School bus drivers employed by independent contractors, not school districts, are classified to Code 7382.
Distributing company employees who are transported by vehicle to the area at which they will distribute materials are also included in Code 7380. Examples of materials distributed include samples, advertising circulars and telephone directories.
Additional employees contemplated by Code 7380 are armored car crews employed by banks and trust companies, traveling receipts collectors of highway toll roads, drivers of mobile units in connection with U.S.O. activities performed by participating charitable organizations, mobile food or ice cream vendors and bookmobile drivers.
Code 7380 also is applied to insureds engaged in geophysical exploration provided such operations are not otherwise classified in the manual. Refer to Code 8606 for geophysical explorations using the seismic method. As indicated in this classification’s phraseology, Code 7380 contemplates all employees and drivers of geophysical exploration crews except those employees engaged in core drilling. Core drilling employees are assigned to Code 6204.
The more common methods of geophysical exploration covered by Code 7380 are gravitational, electric and magnetic.
In the gravitational method, delicate pendulums and torsion balances capable of detecting differences in the gravity pull of the earth at various places enable the geologist to tell where oil is likely to be found.
There are two electrical methods, resistivity and inductive. In the resistivity method, measurements are taken on an ohmmeter, which indicates the resistivity of the subsurface. The inductive method is somewhat comparable but instead of determining the resistivity of the subsurface formations, the conductivity is measured, enabling the geologist to determine the character of the subsurface being studied.
The magnetic method is accomplished by means of a highly developed form of magnetic dipping needle with a telescope magnifier. The magnetic attraction exerted by magnetic rocks, formations, etc., causes the needle to deflect from its horizontal plane, thereby enabling a geologist to develop contour maps with lines of equal magnetic attraction.
While most work of this nature is undertaken by specialists, when undertaken by oil companies, their geophysical crews are separate and distinct from other operations of such employers and are subject to separate classification treatment under Code 7380.
The following classification procedure is applicable to Concrete Ready Mix Dealers:
Trucks operated to supply construction work by the insured either carrying premixed concrete or mixing the ingredients during transit.
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Trucks operating to supply construction work undertaken by independent contractors either carrying premixed concrete or mixing the ingredients during transit.
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Code 7380 is “not otherwise classified” (NOC) classification. This means that Code 7380 shall apply to an insured’s operation(s) only when no other classification more specifically describes the insured’s operation(s) or when a classification applicable to an insured’s operation that includes driving does not contemplate the type of driving being performed. The following is a representative list of operations somewhat related in nature to Code 7380 operations that are not assigned to Code 7380. The term “trucking” below refers to the hauling of non-owned goods.
Ambulance Service Companies & Drivers—All Other Than Garage Employees
Bus Companies & Drivers—All Employees Other Than Garage Employees & Drivers
Trucking Local Hauling Only—All Employees & Drivers
Trucking Long Distance Hauling Only—All Employees & Drivers
Trucking Mail, Parcel or Package Delivery—All Employees & Drivers
Trucking Mail, Parcel or Package Delivery Under Contract With the U.S. Postal Service—All Employees & Drivers
Trucking Oil Field Equipment—All Employees & Drivers
Trucking Parcel or Package Delivery—All Employees & Drivers
In addition to this representative list, one should review sources such as the alphabetical index in this manual to determine whether a classification other than Code 7380 or a classification other than a classification on the above list is applicable to the operation(s) being reviewed for classification purposes.
Refer to Code 7228 classification procedures for dispatchers.
Massachusetts —division of an individual driver’s payroll between Code 7380 and any other classification, whether or not that classification specifically includes drivers, is highly restricted—see MA Manual Rule IV-E. An important distinction between Code 7380 and trucking classifications such as Code 7219 is that trucking classifications are generally applicable to the transportation of goods not owned by an insured, whereas Code 7380 generally is applicable to the driving of vehicles and/or transportation of goods owned by an insured. Refer to Code 7382 for school bus drivers employed by school districts, as well as school bus drivers employed by independent contractors. Trucking Codes 7228, 7229, 7222 and 7232 are not available (N/A MA). Rather, all operations conducted that would otherwise be assigned to these classifications in other jurisdictions are appropriately assigned to a single classification, Code 7219. Refer to Code 7219 for classification procedures for dispatchers.
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